Important Clarification
ASC X9 does not own patents, grant licenses, approve technologies, or endorse vendors. All licensing authority for patented technology remains solely with the patent holder.

What Is Nimbus-Key® TID?
Nimbus-Key® TID (Transaction Identifier) is a cryptographically verifiable transaction reference embedded as a QR code or secure reference that points to an encrypted database file. When scanned or resolved, the backend system verifies who authorized an action, what was authorized, and when, without exposing sensitive data or storing payment credentials.

Nimbus-Key® TID is designed for use across banking, payments, identity, healthcare, and regulated digital workflows, and aligns with the encrypted transaction-reference model described in ASC X9.150.

Relationship to ASC X9 Standards
ASC X9 publishes U.S. financial services standards, including X9.148 and X9.150, under ANSI accreditation.

Nimbus-T® Global Inc. has disclosed its patent to ASC X9 in compliance with ANSI patent policy. This disclosure provides transparency so that banks, payment networks, fintechs, and regulators understand that implementation of certain encrypted QR transaction mechanisms may require a patent license.

Frequently Asked Questions

Q1: Is ASC X9.148 or X9.150 a royalty-free standard?
ASC X9.150 does not include a patent license. As with many technical standards, implementers are responsible for assessing whether their deployment practices patented claims and whether a license is required from the relevant patent holder.

Q2: Who controls licensing for Nimbus-Key® TID technology?
Nimbus-T® Global Inc. is the patent owner and licenses directly to implementers.

Q3: Has Nimbus-T® Global Inc. disclosed its patent to ASC X9?
Yes. Nimbus-T® Global Inc. submitted a formal Patent Letter Notice to ASC X9 in February 2026, identifying U.S. Patent No. 10,152,582 B2 and providing a RAND licensing assurance consistent with ANSI policy.

Q4: What does RAND licensing mean?
RAND means reasonable and non-discriminatory. It does not mean royalty-free. Licensing terms depend on factors such as deployment scope, transaction volume, jurisdiction, regulatory requirements, and use case.

Q5: Can an organization implement ASC X9.148 or X9.150 without contacting Nimbus-T® Global Inc.?
Organizations may adopt the standard, but if implementation practices the patented claims, a license will be required. Implementers are responsible for their own patent diligence and should consult legal counsel.

Q6: Does ASC X9 endorse Nimbus-Key® TID?
No. ASC X9 does not endorse, approve, or certify any patent holder or commercial technology.

Licensing & Engagement
Nimbus-T® Global Inc. offers licensing under RAND terms for organizations implementing encrypted QR-based transaction identity systems that practice patented claims.

Typical licensing paths include:
• Evaluation / Pilot licenses
• Production financial-network licenses
• Enterprise or processor-level licenses
• Government or regulatory deployments
• Vendor / integrator redistribution licenses

To initiate a licensing discussion, please contact:
Nimbus-T® Global Inc.
Email: [email protected]
Website: https://nimbus-t.com

When reaching out, please include:
• Organization name and jurisdiction
• Intended use case (banking, payments, identity, healthcare, government, etc.)
• Estimated scale or transaction volume
• Target deployment timeline
• Pilot vs. production requirements

Disclaimer
This page is provided for informational purposes only and does not constitute legal advice. Implementers should consult qualified legal counsel regarding patent clearance, licensing obligations, and regulatory compliance.